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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Tom & Elaine Team, a proven Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Huntsville, Madison, Hampton Cove and Owens Cross Roads Homes - Find Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama real estate listings & homes for sale provided by The Tom & Elaine Team, your local expert real estate agent.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from The Tom & Elaine Team, a proven Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama NUMBER1EXPERT™ Top Selling real estate agent.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Tom & Elaine Team, a proven Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama NUMBER1EXPERT™ Top Selling real estate agent.

  • Huntsville, Madison, Hampton Cove and Owens Cross Roads Information - Find local information on Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Tom & Elaine Team, a proven NUMBER1EXPERT™ Top Selling real estate agent.

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  • About The Tom & Elaine Team - Information about The Tom & Elaine Team including testimonials, guarantees, credentials, and contact information. Learn why The Tom & Elaine Team is a proven Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama
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Real Estate Tips
First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia
Q 
What are three of the best indicators of real estate market trends?

A 
Existing home sales, new home building and mortgage interest rates.
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The Tom & Elaine Team, REALTOR®, real estate agent and broker for Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

The Tom & Elaine Team
Keller Williams Realty

2410 L&N Drive, Suite C
Huntsville, AL 35801
256 714-2220
Fax: 256-705-0780
TomandElaine@NUMBER1EXPERT.com

The Tom and Elaine Team, including Gloria and Cheryl are successful Realtors and successful Administrative staff, but even better, they are successful at life. They love working so that their clients have a stress-free process in moving from one home to another. They have values and they put those values to work: integrity, honesty, truthfulness and teamwork. Then they toss in friendliness and just plain fun! It all adds up to success for everyone.


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