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"Hello from Tom and Elaine. We know that you are interested in buying or selling. So are we! Discover Tom and Elaine. It's easy- call 256 714-2220."

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"Elaine Makes Home Show Well"

"Elaine is good with decorating, arranging and advising the homeowner so that the home looks its best and shows well." 

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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The Tom & Elaine Team, REALTOR®, real estate agent and broker for Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

The Tom & Elaine Team
Keller Williams Realty

2410 L&N Drive, Suite C
Huntsville, AL 35801
256 714-2220
Fax: 256-705-0780
TomandElaine@NUMBER1EXPERT.com

The Tom and Elaine Team, including Gloria and Cheryl are successful Realtors and successful Administrative staff, but even better, they are successful at life. They love working so that their clients have a stress-free process in moving from one home to another. They have values and they put those values to work: integrity, honesty, truthfulness and teamwork. Then they toss in friendliness and just plain fun! It all adds up to success for everyone.


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