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"Hello from Tom and Elaine. We know that you are interested in buying or selling. So are we! Discover Tom and Elaine. It's easy- call 256 714-2220."

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Request Our Free Electronic Relocation Package!

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!

If you will be moving, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria.

When you visit, We'll be ready! We will visit the neighborhoods and homes that interest you the most.

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you.

Remember: As top real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible.

To get started, fill out the form to request our FREE ELECTRONIC Relocation Package. We'll send it right out VIA EMAIL. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

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School Reports in Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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The Tom & Elaine Team, REALTOR®, real estate agent and broker for Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

The Tom & Elaine Team
Keller Williams Realty

2410 L&N Drive, Suite C
Huntsville, AL 35801
256 714-2220
Fax: 256-705-0780
TomandElaine@NUMBER1EXPERT.com

The Tom and Elaine Team, including Gloria and Cheryl are successful Realtors and successful Administrative staff, but even better, they are successful at life. They love working so that their clients have a stress-free process in moving from one home to another. They have values and they put those values to work: integrity, honesty, truthfulness and teamwork. Then they toss in friendliness and just plain fun! It all adds up to success for everyone.


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